Call reports 2019
PEOPLES BANK OF DEER LODGE — 2019
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 36,423,000 | 35,812,000 | 35,395,000 | 37,668,000 |
| Total loans | 20,453,000 | 20,111,000 | 21,778,000 | 21,730,000 |
| Allowance for loan losses | 237,000 | 268,000 | 269,000 | 197,000 |
| Securities available for sale | 10,876,000 | 10,436,000 | 9,749,000 | 9,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,674,000 | 29,924,000 | 29,051,000 | 31,437,000 |
| Interest-bearing deposits | 19,266,000 | 15,513,000 | 15,571,000 | 16,174,000 |
| Noninterest-bearing deposits | 11,408,000 | 14,411,000 | 13,480,000 | 15,263,000 |
| Equity capital | 3,037,000 | 3,254,000 | 3,320,000 | 3,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 742,000 | 1,111,000 | 1,503,000 |
| Interest expense | 53,000 | 94,000 | 125,000 | 150,000 |
| Net interest income | 324,000 | 648,000 | 986,000 | 1,353,000 |
| Noninterest income | 40,000 | 84,000 | 112,000 | 140,000 |
| Noninterest expense | 273,000 | 515,000 | 809,000 | 1,040,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 56,000 |
| Pretax income | 91,000 | 187,000 | 259,000 | 397,000 |
| Income tax | 0 | 0 | 0 | 218,000 |
| Net income | 91,000 | 187,000 | 259,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,215,000 | 3,313,000 | 3,386,000 | 3,135,000 |
| Total capital | 3,452,000 | 3,581,000 | 3,655,000 | 3,332,000 |
| Risk-weighted assets | 19,920,000 | 23,433,000 | 22,452,000 | 21,837,000 |