Call reports 2016
PEOPLES BANK OF DEER LODGE — 2016
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 29,930,000 | 31,904,000 | 32,778,000 | 28,840,000 |
| Total loans | 15,573,000 | 16,617,000 | 16,618,000 | 16,030,000 |
| Allowance for loan losses | 274,000 | 274,000 | 275,000 | 251,000 |
| Securities available for sale | 9,091,000 | 9,181,000 | 9,681,000 | 10,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,876,000 | 28,749,000 | 29,582,000 | 25,726,000 |
| Interest-bearing deposits | 14,631,000 | 16,314,000 | 11,339,000 | 14,980,000 |
| Noninterest-bearing deposits | 12,245,000 | 12,435,000 | 18,243,000 | 10,746,000 |
| Equity capital | 3,007,000 | 3,093,000 | 3,108,000 | 3,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 532,000 | 799,000 | 1,069,000 |
| Interest expense | 5,000 | 13,000 | 18,000 | 25,000 |
| Net interest income | 246,000 | 519,000 | 781,000 | 1,044,000 |
| Noninterest income | 45,000 | 75,000 | 102,000 | 133,000 |
| Noninterest expense | 258,000 | 486,000 | 740,000 | 979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 103,000 | 138,000 | 193,000 |
| Income tax | 10,000 | 31,000 | 55,000 | 69,000 |
| Net income | 23,000 | 72,000 | 83,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,007,000 | 3,088,000 | 3,103,000 | 3,108,000 |
| Total capital | 3,262,000 | 3,362,000 | 3,378,000 | 3,269,000 |
| Risk-weighted assets | 20,385,000 | 22,248,000 | 22,323,000 | 12,762,000 |