Call reports 2015
PEOPLES BANK OF DEER LODGE — 2015
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 30,937,000 | 30,146,000 | 27,845,000 | 29,269,000 |
| Total loans | 16,306,000 | 15,980,000 | 16,519,000 | 15,574,000 |
| Allowance for loan losses | 273,000 | 273,000 | 273,000 | 274,000 |
| Securities available for sale | 10,651,000 | 10,544,000 | 10,104,000 | 9,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,692,000 | 26,946,000 | 24,494,000 | 26,066,000 |
| Interest-bearing deposits | 15,537,000 | 14,899,000 | 14,600,000 | 14,021,000 |
| Noninterest-bearing deposits | 12,155,000 | 12,047,000 | 9,894,000 | 12,045,000 |
| Equity capital | 3,216,000 | 3,153,000 | 3,085,000 | 3,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 507,000 | 783,000 | 1,040,000 |
| Interest expense | 7,000 | 13,000 | 19,000 | 25,000 |
| Net interest income | 249,000 | 494,000 | 764,000 | 1,015,000 |
| Noninterest income | 45,000 | 78,000 | 104,000 | 134,000 |
| Noninterest expense | 228,000 | 461,000 | 696,000 | 958,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 111,000 | 172,000 | 215,000 |
| Income tax | 18,000 | 40,000 | 61,000 | 78,000 |
| Net income | 48,000 | 71,000 | 111,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,166,000 | 3,115,000 | 3,060,000 | 3,034,000 |
| Total capital | 3,345,000 | 3,298,000 | 3,271,000 | 3,237,000 |
| Risk-weighted assets | 14,243,000 | 14,566,000 | 16,798,000 | 16,168,000 |