Call reports 2014
PEOPLES BANK OF DEER LODGE — 2014
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 28,053,000 | 30,469,000 | 29,914,000 | 29,444,000 |
| Total loans | 14,056,000 | 14,745,000 | 16,047,000 | 15,372,000 |
| Allowance for loan losses | 263,000 | 271,000 | 272,000 | 273,000 |
| Securities available for sale | 9,330,000 | 10,808,000 | 9,490,000 | 10,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,889,000 | 27,248,000 | 26,824,000 | 26,368,000 |
| Interest-bearing deposits | 14,749,000 | 14,736,000 | 15,220,000 | 16,141,000 |
| Noninterest-bearing deposits | 10,140,000 | 12,512,000 | 11,604,000 | 10,227,000 |
| Equity capital | 2,951,000 | 3,017,000 | 2,995,000 | 2,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 501,000 | 800,000 | 1,032,000 |
| Interest expense | 10,000 | 20,000 | 27,000 | 36,000 |
| Net interest income | 234,000 | 481,000 | 773,000 | 996,000 |
| Noninterest income | 31,000 | 61,000 | 93,000 | 118,000 |
| Noninterest expense | 222,000 | 449,000 | 727,000 | 919,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 100,000 | 152,000 | 208,000 |
| Income tax | 24,000 | 36,000 | 54,000 | 73,000 |
| Net income | 26,000 | 64,000 | 98,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,968,000 | 3,005,000 | 2,996,000 | 2,949,000 |
| Total capital | 3,185,000 | 3,186,000 | 3,174,000 | 3,123,000 |
| Risk-weighted assets | 17,307,000 | 14,387,000 | 14,143,000 | 13,815,000 |