Call reports 2013
PEOPLES BANK OF DEER LODGE — 2013
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 26,981,000 | 26,733,000 | 26,113,000 | 28,790,000 |
| Total loans | 12,712,000 | 13,370,000 | 13,686,000 | 13,548,000 |
| Allowance for loan losses | 251,000 | 253,000 | 255,000 | 256,000 |
| Securities available for sale | 11,136,000 | 11,311,000 | 8,496,000 | 9,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,742,000 | 23,637,000 | 22,949,000 | 25,658,000 |
| Interest-bearing deposits | 11,749,000 | 14,190,000 | 14,086,000 | 14,242,000 |
| Noninterest-bearing deposits | 11,993,000 | 9,447,000 | 8,863,000 | 11,416,000 |
| Equity capital | 2,984,000 | 2,896,000 | 2,931,000 | 2,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 487,000 | 736,000 | 984,000 |
| Interest expense | 10,000 | 23,000 | 33,000 | 43,000 |
| Net interest income | 224,000 | 464,000 | 703,000 | 941,000 |
| Noninterest income | 30,000 | 63,000 | 97,000 | 130,000 |
| Noninterest expense | 238,000 | 468,000 | 681,000 | 927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 59,000 | 175,000 | 200,000 |
| Income tax | 1,000 | 5,000 | 34,000 | 66,000 |
| Net income | 15,000 | 54,000 | 141,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,824,000 | 2,863,000 | 2,949,000 | 2,942,000 |
| Total capital | 3,000,000 | 3,041,000 | 3,117,000 | 3,130,000 |
| Risk-weighted assets | 14,015,000 | 14,127,000 | 13,333,000 | 14,948,000 |