Call reports 2012
PEOPLES BANK OF DEER LODGE — 2012
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,346,000 | 26,017,000 | 25,537,000 | 28,571,000 |
| Total loans | 13,592,000 | 14,233,000 | 12,501,000 | 12,266,000 |
| Allowance for loan losses | 245,000 | 249,000 | 250,000 | 251,000 |
| Securities available for sale | 9,829,000 | 9,637,000 | 10,474,000 | 10,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,302,000 | 22,858,000 | 22,284,000 | 25,339,000 |
| Interest-bearing deposits | 12,116,000 | 11,752,000 | 10,993,000 | 13,669,000 |
| Noninterest-bearing deposits | 12,186,000 | 11,106,000 | 11,291,000 | 11,670,000 |
| Equity capital | 2,833,000 | 2,905,000 | 2,976,000 | 2,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 541,000 | 807,000 | 1,048,000 |
| Interest expense | 17,000 | 35,000 | 47,000 | 61,000 |
| Net interest income | 255,000 | 506,000 | 760,000 | 987,000 |
| Noninterest income | 25,000 | 60,000 | 110,000 | 144,000 |
| Noninterest expense | 230,000 | 472,000 | 705,000 | 960,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 101,000 | 175,000 | 181,000 |
| Income tax | 16,000 | 31,000 | 43,000 | 43,000 |
| Net income | 34,000 | 70,000 | 132,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,703,000 | 2,739,000 | 2,797,000 | 2,806,000 |
| Total capital | 2,882,000 | 2,924,000 | 2,965,000 | 2,982,000 |
| Risk-weighted assets | 14,276,000 | 14,718,000 | 13,393,000 | 14,013,000 |