Call reports 2011
PEOPLES BANK OF DEER LODGE — 2011
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 27,710,000 | 30,619,000 | 25,236,000 | 26,622,000 |
| Total loans | 13,874,000 | 14,079,000 | 14,177,000 | 13,426,000 |
| Allowance for loan losses | 266,000 | 271,000 | 242,000 | 244,000 |
| Securities available for sale | 10,794,000 | 10,029,000 | 9,013,000 | 7,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,947,000 | 27,644,000 | 22,137,000 | 23,521,000 |
| Interest-bearing deposits | 17,565,000 | 17,888,000 | 14,376,000 | 14,528,000 |
| Noninterest-bearing deposits | 7,382,000 | 9,756,000 | 7,761,000 | 8,993,000 |
| Equity capital | 2,656,000 | 2,803,000 | 2,885,000 | 2,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 590,000 | 884,000 | 1,161,000 |
| Interest expense | 40,000 | 71,000 | 96,000 | 116,000 |
| Net interest income | 253,000 | 519,000 | 788,000 | 1,045,000 |
| Noninterest income | 51,000 | 81,000 | 126,000 | 155,000 |
| Noninterest expense | 256,000 | 492,000 | 746,000 | 988,000 |
| Provision for loan losses | 10,000 | 14,000 | 14,000 | 14,000 |
| Pretax income | 77,000 | 133,000 | 193,000 | 244,000 |
| Income tax | 9,000 | 27,000 | 52,000 | 70,000 |
| Net income | 68,000 | 106,000 | 141,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,612,000 | 2,651,000 | 2,606,000 | 2,654,000 |
| Total capital | 2,781,000 | 2,825,000 | 2,792,000 | 2,830,000 |
| Risk-weighted assets | 13,401,000 | 13,827,000 | 14,854,000 | 13,985,000 |