Call reports 2010
PEOPLES BANK OF DEER LODGE — 2010
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,591,000 | 30,151,000 | 28,857,000 | 31,734,000 |
| Total loans | 13,500,000 | 13,837,000 | 14,045,000 | 13,706,000 |
| Allowance for loan losses | 108,000 | 121,000 | 255,000 | 223,000 |
| Securities available for sale | 13,615,000 | 12,981,000 | 12,070,000 | 11,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,833,000 | 27,316,000 | 25,848,000 | 29,024,000 |
| Interest-bearing deposits | 19,466,000 | 18,857,000 | 18,792,000 | 17,332,000 |
| Noninterest-bearing deposits | 8,367,000 | 8,459,000 | 7,056,000 | 11,692,000 |
| Equity capital | 2,670,000 | 2,740,000 | 2,807,000 | 2,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 650,000 | 976,000 | 1,254,000 |
| Interest expense | 54,000 | 107,000 | 158,000 | 203,000 |
| Net interest income | 273,000 | 543,000 | 818,000 | 1,051,000 |
| Noninterest income | 24,000 | 47,000 | 71,000 | 120,000 |
| Noninterest expense | 250,000 | 491,000 | 707,000 | 1,013,000 |
| Provision for loan losses | 0 | 26,000 | 153,000 | 153,000 |
| Pretax income | 47,000 | 73,000 | 29,000 | 5,000 |
| Income tax | 8,000 | 13,000 | 14,000 | 1,000 |
| Net income | 39,000 | 60,000 | 15,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,573,000 | 2,595,000 | 2,555,000 | 2,544,000 |
| Total capital | 2,681,000 | 2,716,000 | 2,731,000 | 2,723,000 |
| Risk-weighted assets | 15,997,000 | 16,190,000 | 14,022,000 | 14,309,000 |