Call reports 2009
PEOPLES BANK OF DEER LODGE — 2009
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 29,115,000 | 30,268,000 | 29,729,000 | 31,424,000 |
| Total loans | 13,377,000 | 13,911,000 | 13,740,000 | 13,272,000 |
| Allowance for loan losses | 286,000 | 317,000 | 103,000 | 106,000 |
| Securities available for sale | 13,763,000 | 7,884,000 | 13,178,000 | 12,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,375,000 | 27,467,000 | 26,925,000 | 28,738,000 |
| Interest-bearing deposits | 18,032,000 | 17,898,000 | 19,528,000 | 19,618,000 |
| Noninterest-bearing deposits | 8,343,000 | 9,569,000 | 7,397,000 | 9,120,000 |
| Equity capital | 2,655,000 | 2,661,000 | 2,688,000 | 2,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 686,000 | 1,003,000 | 1,335,000 |
| Interest expense | 82,000 | 144,000 | 204,000 | 261,000 |
| Net interest income | 277,000 | 542,000 | 799,000 | 1,074,000 |
| Noninterest income | 28,000 | 55,000 | 77,000 | 100,000 |
| Noninterest expense | 258,000 | 481,000 | 707,000 | 924,000 |
| Provision for loan losses | 0 | 27,000 | 109,000 | 110,000 |
| Pretax income | 47,000 | 146,000 | 133,000 | 213,000 |
| Income tax | 16,000 | 42,000 | 40,000 | 54,000 |
| Net income | 31,000 | 104,000 | 93,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,523,000 | 2,591,000 | 2,580,000 | 2,535,000 |
| Total capital | 2,699,000 | 2,808,000 | 2,683,000 | 2,641,000 |
| Risk-weighted assets | 13,961,000 | 17,266,000 | 16,436,000 | 14,520,000 |