Call reports 2008
PEOPLES BANK OF DEER LODGE — 2008
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 26,109,000 | 27,410,000 | 29,698,000 | 31,773,000 |
| Total loans | 12,008,000 | 12,810,000 | 13,233,000 | 13,425,000 |
| Allowance for loan losses | 218,000 | 221,000 | 224,000 | 283,000 |
| Securities available for sale | 10,265,000 | 9,599,000 | 10,420,000 | 14,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,482,000 | 24,810,000 | 26,987,000 | 29,145,000 |
| Interest-bearing deposits | 17,379,000 | 17,158,000 | 17,623,000 | 19,338,000 |
| Noninterest-bearing deposits | 6,103,000 | 7,652,000 | 9,364,000 | 9,807,000 |
| Equity capital | 2,525,000 | 2,481,000 | 2,572,000 | 2,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 705,000 | 1,081,000 | 1,439,000 |
| Interest expense | 115,000 | 227,000 | 336,000 | 435,000 |
| Net interest income | 237,000 | 478,000 | 745,000 | 1,004,000 |
| Noninterest income | 28,000 | 56,000 | 73,000 | 97,000 |
| Noninterest expense | 221,000 | 423,000 | 636,000 | 826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 111,000 | 198,000 | 290,000 |
| Income tax | 18,000 | 36,000 | 65,000 | 103,000 |
| Net income | 26,000 | 75,000 | 133,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,454,000 | 2,503,000 | 2,562,000 | 2,485,000 |
| Total capital | 2,633,000 | 2,692,000 | 2,753,000 | 2,695,000 |
| Risk-weighted assets | 14,252,000 | 15,087,000 | 15,239,000 | 16,697,000 |