Call reports 2007
PEOPLES BANK OF DEER LODGE — 2007
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,825,000 | 25,086,000 | 24,212,000 | 26,299,000 |
| Total loans | 12,020,000 | 12,283,000 | 12,835,000 | 12,298,000 |
| Allowance for loan losses | 213,000 | 215,000 | 223,000 | 226,000 |
| Securities available for sale | 9,492,000 | 9,834,000 | 9,400,000 | 9,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,453,000 | 22,669,000 | 21,613,000 | 23,814,000 |
| Interest-bearing deposits | 14,698,000 | 15,260,000 | 15,486,000 | 15,904,000 |
| Noninterest-bearing deposits | 6,755,000 | 7,409,000 | 6,127,000 | 7,910,000 |
| Equity capital | 2,280,000 | 2,283,000 | 2,427,000 | 2,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 706,000 | 1,069,000 | 1,430,000 |
| Interest expense | 101,000 | 212,000 | 325,000 | 448,000 |
| Net interest income | 246,000 | 494,000 | 744,000 | 982,000 |
| Noninterest income | 30,000 | 53,000 | 113,000 | 146,000 |
| Noninterest expense | 224,000 | 415,000 | 641,000 | 841,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 132,000 | 216,000 | 287,000 |
| Income tax | 29,000 | 73,000 | 98,000 | 101,000 |
| Net income | 23,000 | 59,000 | 118,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,410,000 | 2,447,000 | 2,506,000 | 2,433,000 |
| Total capital | 2,593,000 | 2,650,000 | 2,700,000 | 2,622,000 |
| Risk-weighted assets | 15,138,000 | 16,218,000 | 16,036,000 | 15,345,000 |