Call reports 2006
PEOPLES BANK OF DEER LODGE — 2006
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,262,000 | 23,996,000 | 23,840,000 | 24,803,000 |
| Total loans | 10,465,000 | 11,208,000 | 12,353,000 | 11,778,000 |
| Allowance for loan losses | 145,000 | 147,000 | 150,000 | 144,000 |
| Securities available for sale | 11,021,000 | 9,378,000 | 8,925,000 | 9,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,001,000 | 21,710,000 | 21,398,000 | 22,484,000 |
| Interest-bearing deposits | 13,444,000 | 14,365,000 | 14,770,000 | 14,930,000 |
| Noninterest-bearing deposits | 7,557,000 | 7,345,000 | 6,628,000 | 7,554,000 |
| Equity capital | 2,200,000 | 2,169,000 | 2,302,000 | 2,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 645,000 | 982,000 | 1,347,000 |
| Interest expense | 71,000 | 153,000 | 253,000 | 361,000 |
| Net interest income | 246,000 | 492,000 | 729,000 | 986,000 |
| Noninterest income | 28,000 | 61,000 | 93,000 | 132,000 |
| Noninterest expense | 212,000 | 393,000 | 582,000 | 767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 154,000 | 234,000 | 345,000 |
| Income tax | 38,000 | 89,000 | 109,000 | 123,000 |
| Net income | 24,000 | 65,000 | 125,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,356,000 | 2,396,000 | 2,457,000 | 2,387,000 |
| Total capital | 2,501,000 | 2,543,000 | 2,607,000 | 2,531,000 |
| Risk-weighted assets | 13,324,000 | 13,258,000 | 15,036,000 | 16,078,000 |