Call reports 2005
PEOPLES BANK OF DEER LODGE — 2005
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 20,896,000 | 21,502,000 | 22,252,000 | 25,107,000 |
| Total loans | 9,249,000 | 9,802,000 | 10,333,000 | 10,032,000 |
| Allowance for loan losses | 272,000 | 275,000 | 274,000 | 189,000 |
| Securities available for sale | 10,171,000 | 9,327,000 | 9,466,000 | 10,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,638,000 | 19,231,000 | 19,858,000 | 22,851,000 |
| Interest-bearing deposits | 11,710,000 | 11,531,000 | 12,844,000 | 14,517,000 |
| Noninterest-bearing deposits | 6,928,000 | 7,700,000 | 7,014,000 | 8,334,000 |
| Equity capital | 2,121,000 | 2,152,000 | 2,304,000 | 2,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 516,000 | 784,000 | 1,075,000 |
| Interest expense | 44,000 | 91,000 | 151,000 | 219,000 |
| Net interest income | 209,000 | 425,000 | 633,000 | 856,000 |
| Noninterest income | 62,000 | 92,000 | 121,000 | 168,000 |
| Noninterest expense | 191,000 | 403,000 | 609,000 | 783,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 116,000 | 140,000 | 236,000 |
| Income tax | 39,000 | 66,000 | 61,000 | 72,000 |
| Net income | 41,000 | 50,000 | 79,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,196,000 | 2,205,000 | 2,375,000 | 2,332,000 |
| Total capital | 2,329,000 | 2,347,000 | 2,527,000 | 2,481,000 |
| Risk-weighted assets | 10,505,000 | 11,133,000 | 12,048,000 | 11,851,000 |