Call reports 2004
PEOPLES BANK OF DEER LODGE — 2004
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 20,484,000 | 21,077,000 | 21,773,000 | 21,727,000 |
| Total loans | 8,005,000 | 8,604,000 | 8,528,000 | 8,553,000 |
| Allowance for loan losses | 280,000 | 277,000 | 279,000 | 269,000 |
| Securities available for sale | 9,903,000 | 9,027,000 | 9,847,000 | 10,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,109,000 | 18,850,000 | 19,403,000 | 19,416,000 |
| Interest-bearing deposits | 10,707,000 | 11,310,000 | 11,644,000 | 11,029,000 |
| Noninterest-bearing deposits | 7,402,000 | 7,540,000 | 7,759,000 | 8,387,000 |
| Equity capital | 2,191,000 | 2,077,000 | 2,200,000 | 2,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 474,000 | 715,000 | 963,000 |
| Interest expense | 37,000 | 71,000 | 109,000 | 152,000 |
| Net interest income | 211,000 | 403,000 | 606,000 | 811,000 |
| Noninterest income | 28,000 | 56,000 | 89,000 | 107,000 |
| Noninterest expense | 198,000 | 400,000 | 590,000 | 786,000 |
| Provision for loan losses | 0 | 0 | 0 | -12,000 |
| Pretax income | 49,000 | 67,000 | 113,000 | 152,000 |
| Income tax | 14,000 | 20,000 | 27,000 | 33,000 |
| Net income | 35,000 | 47,000 | 86,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,133,000 | 2,145,000 | 2,177,000 | 2,156,000 |
| Total capital | 2,249,000 | 2,271,000 | 2,304,000 | 2,285,000 |
| Risk-weighted assets | 9,140,000 | 9,895,000 | 10,019,000 | 10,182,000 |