Call reports 2003
PEOPLES BANK OF DEER LODGE — 2003
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 21,167,000 | 21,502,000 | 21,068,000 | 21,615,000 |
| Total loans | 8,008,000 | 8,163,000 | 8,543,000 | 8,157,000 |
| Allowance for loan losses | 276,000 | 280,000 | 277,000 | 282,000 |
| Securities available for sale | 10,358,000 | 10,315,000 | 9,021,000 | 10,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,850,000 | 19,125,000 | 18,835,000 | 19,343,000 |
| Interest-bearing deposits | 15,019,000 | 13,839,000 | 13,868,000 | 13,982,000 |
| Noninterest-bearing deposits | 3,831,000 | 5,286,000 | 4,968,000 | 5,361,000 |
| Equity capital | 2,135,000 | 2,172,000 | 2,091,000 | 2,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 515,000 | 749,000 | 991,000 |
| Interest expense | 64,000 | 123,000 | 173,000 | 219,000 |
| Net interest income | 195,000 | 392,000 | 576,000 | 772,000 |
| Noninterest income | 41,000 | 74,000 | 103,000 | 146,000 |
| Noninterest expense | 221,000 | 440,000 | 652,000 | 860,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 26,000 | 27,000 | 58,000 |
| Income tax | 2,000 | 2,000 | 3,000 | 6,000 |
| Net income | 13,000 | 24,000 | 24,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,063,000 | 2,069,000 | 2,070,000 | 2,098,000 |
| Total capital | 2,184,000 | 2,191,000 | 2,196,000 | 2,222,000 |
| Risk-weighted assets | 9,488,000 | 9,568,000 | 9,946,000 | 9,736,000 |