Call reports 2002
PEOPLES BANK OF DEER LODGE — 2002
What PEOPLES BANK OF DEER LODGE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,822,000 | 20,352,000 | 19,591,000 | 21,140,000 |
| Total loans | 8,310,000 | 9,019,000 | 8,762,000 | 8,164,000 |
| Allowance for loan losses | 267,000 | 301,000 | 302,000 | 303,000 |
| Securities available for sale | 8,087,000 | 8,465,000 | 7,616,000 | 9,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,713,000 | 18,121,000 | 17,270,000 | 18,825,000 |
| Interest-bearing deposits | 13,520,000 | 12,660,000 | 11,689,000 | 14,960,000 |
| Noninterest-bearing deposits | 4,193,000 | 5,461,000 | 5,581,000 | 3,865,000 |
| Equity capital | 1,997,000 | 2,109,000 | 2,177,000 | 2,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 553,000 | 830,000 | 1,089,000 |
| Interest expense | 85,000 | 168,000 | 249,000 | 321,000 |
| Net interest income | 188,000 | 385,000 | 581,000 | 768,000 |
| Noninterest income | 32,000 | 103,000 | 157,000 | 193,000 |
| Noninterest expense | 214,000 | 422,000 | 607,000 | 818,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 66,000 | 131,000 | 143,000 |
| Income tax | 3,000 | 14,000 | 41,000 | 29,000 |
| Net income | 3,000 | 52,000 | 90,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,007,000 | 2,097,000 | 2,107,000 | 2,046,000 |
| Total capital | 2,129,000 | 2,229,000 | 2,232,000 | 2,171,000 |
| Risk-weighted assets | 9,615,000 | 10,405,000 | 9,869,000 | 9,819,000 |