Call reports 2002
CITIZENS NATIONAL BANK OF AKRON, THE — 2002
What CITIZENS NATIONAL BANK OF AKRON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,284,000 | 45,404,000 | 46,800,000 | 47,355,000 |
| Total loans | 22,700,000 | 24,027,000 | 25,489,000 | 24,229,000 |
| Allowance for loan losses | 471,000 | 469,000 | 473,000 | 472,000 |
| Securities available for sale | 17,241,000 | 18,119,000 | 17,990,000 | 20,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,124,000 | 37,215,000 | 36,415,000 | 36,749,000 |
| Interest-bearing deposits | 30,905,000 | 32,054,000 | 31,684,000 | 31,502,000 |
| Noninterest-bearing deposits | 4,219,000 | 5,161,000 | 4,731,000 | 5,247,000 |
| Equity capital | 7,746,000 | 7,905,000 | 8,051,000 | 8,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,215,000 | 1,830,000 | 2,519,000 |
| Interest expense | 236,000 | 458,000 | 683,000 | 902,000 |
| Net interest income | 379,000 | 757,000 | 1,147,000 | 1,617,000 |
| Noninterest income | 37,000 | 80,000 | 117,000 | 155,000 |
| Noninterest expense | 276,000 | 542,000 | 816,000 | 1,128,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 295,000 | 448,000 | 644,000 |
| Income tax | 35,000 | 67,000 | 100,000 | 157,000 |
| Net income | 105,000 | 228,000 | 348,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,675,000 | 7,698,000 | 7,718,000 | 7,757,000 |
| Total capital | 8,019,000 | 8,060,000 | 8,102,000 | 8,126,000 |
| Risk-weighted assets | 27,813,000 | 29,103,000 | 31,029,000 | 29,916,000 |