Call reports 2001
CITIZENS NATIONAL BANK OF AKRON, THE — 2001
What CITIZENS NATIONAL BANK OF AKRON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,418,000 | 41,577,000 | 41,148,000 | 42,637,000 |
| Total loans | 21,226,000 | 22,660,000 | 22,575,000 | 22,813,000 |
| Allowance for loan losses | 462,000 | 468,000 | 469,000 | 463,000 |
| Securities available for sale | 16,205,000 | 16,083,000 | 15,175,000 | 17,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,973,000 | 33,308,000 | 32,730,000 | 34,437,000 |
| Interest-bearing deposits | 28,072,000 | 29,258,000 | 29,100,000 | 29,600,000 |
| Noninterest-bearing deposits | 3,901,000 | 4,050,000 | 3,630,000 | 4,837,000 |
| Equity capital | 7,747,000 | 7,772,000 | 7,873,000 | 7,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,386,000 | 2,062,000 | 2,699,000 |
| Interest expense | 339,000 | 676,000 | 991,000 | 1,276,000 |
| Net interest income | 355,000 | 710,000 | 1,071,000 | 1,423,000 |
| Noninterest income | 39,000 | 76,000 | 111,000 | 147,000 |
| Noninterest expense | 273,000 | 536,000 | 805,000 | 1,100,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 250,000 | 377,000 | 470,000 |
| Income tax | 36,000 | 66,000 | 100,000 | 105,000 |
| Net income | 85,000 | 184,000 | 277,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,616,000 | 7,639,000 | 7,657,000 | 7,670,000 |
| Total capital | 7,938,000 | 7,978,000 | 7,999,000 | 8,014,000 |
| Risk-weighted assets | 25,615,000 | 27,243,000 | 27,658,000 | 27,719,000 |