Call reports 2025
WOODSVILLE GUARANTY SAVINGS BANK — 2025
What WOODSVILLE GUARANTY SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 669,787,000 | 669,249,000 |
| Total loans | 450,783,000 | 452,465,000 |
| Allowance for loan losses | 3,711,000 | 3,759,000 |
| Securities available for sale | 138,517,000 | 116,648,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 527,059,000 | 526,372,000 |
| Interest-bearing deposits | 442,673,000 | 439,641,000 |
| Noninterest-bearing deposits | 84,386,000 | 86,731,000 |
| Equity capital | 40,246,000 | 40,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 6,789,000 | 13,643,000 |
| Interest expense | 2,506,000 | 4,950,000 |
| Net interest income | 4,283,000 | 8,693,000 |
| Noninterest income | 894,000 | 1,739,000 |
| Noninterest expense | 4,585,000 | 9,593,000 |
| Provision for loan losses | 41,000 | 251,000 |
| Pretax income | 539,000 | 569,000 |
| Income tax | 34,000 | -79,000 |
| Net income | 505,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 58,301,000 | 58,075,000 |
| Total capital | 62,203,000 | 62,023,000 |
| Risk-weighted assets | 357,809,000 | 365,813,000 |