Call reports 2024
WOODSVILLE GUARANTY SAVINGS BANK — 2024
What WOODSVILLE GUARANTY SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 669,872,000 | 669,965,000 | 677,501,000 | 675,378,000 |
| Total loans | 476,691,000 | 472,971,000 | 468,218,000 | 459,460,000 |
| Allowance for loan losses | 3,851,000 | 3,852,000 | 3,852,000 | 3,680,000 |
| Securities available for sale | 137,546,000 | 135,718,000 | 141,359,000 | 136,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,494,000 | 520,982,000 | 528,633,000 | 530,034,000 |
| Interest-bearing deposits | 443,410,000 | 432,229,000 | 434,501,000 | 447,447,000 |
| Noninterest-bearing deposits | 89,084,000 | 88,753,000 | 94,132,000 | 82,587,000 |
| Equity capital | 36,392,000 | 36,939,000 | 41,575,000 | 38,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,461,000 | 13,061,000 | 19,798,000 | 26,624,000 |
| Interest expense | 2,321,000 | 4,781,000 | 7,326,000 | 9,899,000 |
| Net interest income | 4,140,000 | 8,280,000 | 12,472,000 | 16,725,000 |
| Noninterest income | 955,000 | 1,953,000 | 2,994,000 | 3,971,000 |
| Noninterest expense | 4,325,000 | 8,686,000 | 13,069,000 | 17,519,000 |
| Provision for loan losses | -150,000 | -150,000 | -129,000 | -203,000 |
| Pretax income | 937,000 | 1,714,000 | 2,574,000 | 3,383,000 |
| Income tax | 162,000 | 268,000 | 415,000 | 498,000 |
| Net income | 775,000 | 1,446,000 | 2,159,000 | 2,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,237,000 | 57,468,000 | 57,811,000 | 58,166,000 |
| Total capital | 61,252,000 | 61,484,000 | 61,818,000 | 62,030,000 |
| Risk-weighted assets | 374,948,000 | 371,917,000 | 369,091,000 | 362,873,000 |