Call reports 2022
WOODSVILLE GUARANTY SAVINGS BANK — 2022
What WOODSVILLE GUARANTY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 618,579,000 | 627,001,000 | 641,019,000 | 648,071,000 |
| Total loans | 414,273,000 | 427,468,000 | 453,543,000 | 463,178,000 |
| Allowance for loan losses | 5,014,000 | 5,031,000 | 5,031,000 | 4,277,000 |
| Securities available for sale | 169,758,000 | 162,528,000 | 149,676,000 | 146,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,167,000 | 558,118,000 | 568,656,000 | 582,524,000 |
| Interest-bearing deposits | 443,310,000 | 457,729,000 | 459,204,000 | 476,765,000 |
| Noninterest-bearing deposits | 95,858,000 | 100,389,000 | 109,452,000 | 105,760,000 |
| Equity capital | 45,852,000 | 39,966,000 | 33,282,000 | 35,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,632,000 | 9,419,000 | 14,665,000 | 20,189,000 |
| Interest expense | 397,000 | 773,000 | 1,246,000 | 1,988,000 |
| Net interest income | 4,235,000 | 8,646,000 | 13,419,000 | 18,201,000 |
| Noninterest income | 933,000 | 1,866,000 | 2,844,000 | 3,734,000 |
| Noninterest expense | 4,208,000 | 8,580,000 | 12,869,000 | 17,490,000 |
| Provision for loan losses | 0 | 0 | 0 | -750,000 |
| Pretax income | 894,000 | 1,722,000 | 3,077,000 | 5,042,000 |
| Income tax | 145,000 | 272,000 | 571,000 | 1,011,000 |
| Net income | 749,000 | 1,450,000 | 2,506,000 | 4,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,933,000 | 55,193,000 | 55,808,000 | 56,893,000 |
| Total capital | — | — | 60,404,000 | 61,235,000 |
| Risk-weighted assets | — | — | 367,187,000 | 374,171,000 |