Call reports 2017
WOODSVILLE GUARANTY SAVINGS BANK — 2017
What WOODSVILLE GUARANTY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 466,556,000 | 473,410,000 | 479,003,000 | 494,234,000 |
| Total loans | 359,868,000 | 369,906,000 | 373,930,000 | 376,044,000 |
| Allowance for loan losses | 3,283,000 | 3,418,000 | 3,592,000 | 3,504,000 |
| Securities available for sale | 67,831,000 | 64,837,000 | 63,448,000 | 65,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,248,000 | 353,899,000 | 362,992,000 | 384,216,000 |
| Interest-bearing deposits | 301,240,000 | 302,027,000 | 304,207,000 | 327,711,000 |
| Noninterest-bearing deposits | 51,008,000 | 51,872,000 | 58,785,000 | 56,505,000 |
| Equity capital | 41,346,000 | 42,004,000 | 42,872,000 | 43,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,243,000 | 8,627,000 | 13,125,000 | 17,613,000 |
| Interest expense | 592,000 | 1,173,000 | 1,760,000 | 2,337,000 |
| Net interest income | 3,651,000 | 7,454,000 | 11,365,000 | 15,276,000 |
| Noninterest income | 755,000 | 1,531,000 | 2,331,000 | 3,155,000 |
| Noninterest expense | 3,597,000 | 7,167,000 | 10,747,000 | 14,375,000 |
| Provision for loan losses | 150,000 | 250,000 | 0 | 0 |
| Pretax income | 939,000 | 2,210,000 | 3,712,000 | 5,382,000 |
| Income tax | 192,000 | 489,000 | 898,000 | 1,554,000 |
| Net income | 747,000 | 1,721,000 | 2,814,000 | 3,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,229,000 | 40,910,000 | 41,624,000 | 42,314,000 |
| Total capital | 43,989,000 | 44,680,000 | 45,646,000 | 46,189,000 |
| Risk-weighted assets | 305,574,000 | 309,725,000 | 308,456,000 | 302,104,000 |