Call reports 2001
WOODSVILLE GUARANTY SAVINGS BANK — 2001
What WOODSVILLE GUARANTY SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 201,088,000 | 203,775,000 | 209,152,000 | 212,421,000 |
| Total loans | 135,369,000 | 145,419,000 | 151,228,000 | 154,760,000 |
| Allowance for loan losses | 1,483,000 | 1,448,000 | 1,433,000 | 1,395,000 |
| Securities available for sale | 40,336,000 | 38,199,000 | 32,856,000 | 40,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,376,000 | 166,614,000 | 166,805,000 | 171,997,000 |
| Interest-bearing deposits | 150,827,000 | 150,963,000 | 150,777,000 | 154,760,000 |
| Noninterest-bearing deposits | 14,549,000 | 15,651,000 | 16,028,000 | 17,237,000 |
| Equity capital | 15,007,000 | 15,258,000 | 15,691,000 | 15,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,573,000 | 7,193,000 | 10,868,000 | 14,489,000 |
| Interest expense | 1,824,000 | 3,618,000 | 5,395,000 | 6,891,000 |
| Net interest income | 1,749,000 | 3,575,000 | 5,473,000 | 7,598,000 |
| Noninterest income | 235,000 | 517,000 | 811,000 | 1,085,000 |
| Noninterest expense | 1,397,000 | 2,845,000 | 4,437,000 | 6,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 636,000 | 1,296,000 | 1,946,000 | 2,687,000 |
| Income tax | 205,000 | 418,000 | 617,000 | 862,000 |
| Net income | 431,000 | 878,000 | 1,329,000 | 1,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,950,000 | 15,341,000 | 15,399,000 | 16,010,000 |
| Total capital | 16,433,000 | 16,789,000 | 16,832,000 | 17,405,000 |
| Risk-weighted assets | 130,393,000 | 134,195,000 | 136,681,000 | 145,276,000 |