Call reports 2025
EVERGREEN NATIONAL BANK — 2025
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 137,185,000 | 133,418,000 | 135,588,000 | 135,202,000 |
| Total loans | 89,889,000 | 91,013,000 | 90,778,000 | 96,996,000 |
| Allowance for loan losses | 1,022,000 | 1,023,000 | 998,000 | 1,023,000 |
| Securities available for sale | 28,235,000 | 28,513,000 | 28,802,000 | 29,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,741,000 | 117,453,000 | 118,896,000 | 118,153,000 |
| Interest-bearing deposits | 40,903,000 | 48,803,000 | 50,021,000 | 45,341,000 |
| Noninterest-bearing deposits | 80,838,000 | 68,650,000 | 68,875,000 | 72,812,000 |
| Equity capital | 15,008,000 | 15,587,000 | 16,209,000 | 16,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,818,000 | 3,642,000 | 5,556,000 | 7,457,000 |
| Interest expense | 164,000 | 343,000 | 541,000 | 710,000 |
| Net interest income | 1,654,000 | 3,299,000 | 5,015,000 | 6,747,000 |
| Noninterest income | 157,000 | 327,000 | 493,000 | 653,000 |
| Noninterest expense | 1,323,000 | 2,626,000 | 3,943,000 | 5,321,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 488,000 | 1,000,000 | 1,565,000 | 2,004,000 |
| Income tax | 118,000 | 235,000 | 375,000 | 481,000 |
| Net income | 370,000 | 765,000 | 1,190,000 | 1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,398,000 | 16,742,000 | 17,118,000 | 17,402,000 |
| Total capital | — | 17,865,000 | — | — |
| Risk-weighted assets | — | 93,177,000 | — | — |