Call reports 2024
EVERGREEN NATIONAL BANK — 2024
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 125,931,000 | 131,166,000 | 133,917,000 | 137,643,000 |
| Total loans | 81,321,000 | 86,369,000 | 90,030,000 | 86,593,000 |
| Allowance for loan losses | 917,000 | 918,000 | 1,019,000 | 1,020,000 |
| Securities available for sale | 32,132,000 | 32,299,000 | 28,199,000 | 27,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,966,000 | 117,512,000 | 119,187,000 | 122,879,000 |
| Interest-bearing deposits | 37,696,000 | 43,613,000 | 45,090,000 | 45,095,000 |
| Noninterest-bearing deposits | 75,270,000 | 73,899,000 | 74,097,000 | 77,784,000 |
| Equity capital | 12,698,000 | 13,317,000 | 14,338,000 | 14,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,385,000 | 5,236,000 | 7,048,000 |
| Interest expense | 32,000 | 118,000 | 272,000 | 419,000 |
| Net interest income | 1,636,000 | 3,267,000 | 4,964,000 | 6,629,000 |
| Noninterest income | 164,000 | 332,000 | 510,000 | 706,000 |
| Noninterest expense | 1,325,000 | 2,626,000 | 3,949,000 | 5,369,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 475,000 | 973,000 | 1,425,000 | 1,866,000 |
| Income tax | 113,000 | 230,000 | 337,000 | 438,000 |
| Net income | 362,000 | 743,000 | 1,088,000 | 1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,022,000 | 15,495,000 | 15,789,000 | 16,078,000 |
| Total capital | 16,039,000 | 16,514,000 | 16,891,000 | 17,170,000 |
| Risk-weighted assets | 82,242,000 | 84,735,000 | 88,166,000 | 87,399,000 |