Call reports 2023
EVERGREEN NATIONAL BANK — 2023
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 144,765,000 | 136,777,000 | 136,940,000 | 132,591,000 |
| Total loans | 68,170,000 | 70,671,000 | 76,603,000 | 78,612,000 |
| Allowance for loan losses | 792,000 | 809,000 | 811,000 | 915,000 |
| Securities available for sale | 32,095,000 | 31,602,000 | 31,333,000 | 32,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,376,000 | 125,308,000 | 125,133,000 | 119,902,000 |
| Interest-bearing deposits | 48,546,000 | 42,150,000 | 42,283,000 | 39,627,000 |
| Noninterest-bearing deposits | 84,830,000 | 83,158,000 | 82,850,000 | 80,275,000 |
| Equity capital | 11,047,000 | 11,213,000 | 11,517,000 | 12,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 3,014,000 | 4,642,000 | 6,329,000 |
| Interest expense | 1,000 | 2,000 | 3,000 | 94,000 |
| Net interest income | 1,459,000 | 3,012,000 | 4,639,000 | 6,235,000 |
| Noninterest income | 339,000 | 656,000 | 956,000 | 1,156,000 |
| Noninterest expense | 1,171,000 | 2,314,000 | 3,496,000 | 4,890,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 627,000 | 1,354,000 | 2,099,000 | 2,401,000 |
| Income tax | 161,000 | 347,000 | 540,000 | 634,000 |
| Net income | 466,000 | 1,007,000 | 1,559,000 | 1,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,459,000 | 13,978,000 | 14,480,000 | 14,710,000 |
| Total capital | 14,340,000 | 14,887,000 | 15,391,000 | 15,720,000 |
| Risk-weighted assets | 70,514,000 | 73,826,000 | 78,586,000 | 80,828,000 |