Call reports 2022
EVERGREEN NATIONAL BANK — 2022
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 146,952,000 | 151,268,000 | 147,698,000 | 147,497,000 |
| Total loans | 58,752,000 | 59,526,000 | 56,747,000 | 63,107,000 |
| Allowance for loan losses | 899,000 | 874,000 | 780,000 | 786,000 |
| Securities available for sale | 33,053,000 | 32,085,000 | 31,133,000 | 31,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,130,000 | 141,173,000 | 137,933,000 | 137,161,000 |
| Interest-bearing deposits | 47,710,000 | 48,649,000 | 48,413,000 | 47,479,000 |
| Noninterest-bearing deposits | 88,420,000 | 92,524,000 | 89,520,000 | 89,682,000 |
| Equity capital | 10,481,000 | 9,798,000 | 9,409,000 | 10,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,889,000 | 3,164,000 | 4,710,000 |
| Interest expense | 1,000 | 2,000 | 3,000 | 5,000 |
| Net interest income | 904,000 | 1,887,000 | 3,161,000 | 4,705,000 |
| Noninterest income | 403,000 | 745,000 | 1,006,000 | 1,205,000 |
| Noninterest expense | 1,313,000 | 2,585,000 | 3,749,000 | 4,976,000 |
| Provision for loan losses | 0 | -32,000 | -128,000 | -128,000 |
| Pretax income | -20,000 | 65,000 | 532,000 | 1,048,000 |
| Income tax | -1,000 | 17,000 | 136,000 | 269,000 |
| Net income | -19,000 | 48,000 | 396,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,091,000 | 12,158,000 | 12,609,000 | 12,992,000 |
| Total capital | 12,921,000 | 13,033,000 | 13,480,000 | 14,764,000 |
| Risk-weighted assets | 66,267,000 | 69,958,000 | 69,676,000 | 71,651,000 |