Call reports 2021
EVERGREEN NATIONAL BANK — 2021
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 143,090,000 | 142,723,000 | 148,521,000 | 156,919,000 |
| Total loans | 73,435,000 | 67,576,000 | 61,624,000 | 54,511,000 |
| Allowance for loan losses | 901,000 | 901,000 | 901,000 | 899,000 |
| Securities available for sale | 20,772,000 | 31,022,000 | 41,030,000 | 29,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,138,000 | 130,486,000 | 136,211,000 | 144,862,000 |
| Interest-bearing deposits | 42,553,000 | 43,499,000 | 42,954,000 | 45,271,000 |
| Noninterest-bearing deposits | 88,585,000 | 86,987,000 | 93,257,000 | 99,591,000 |
| Equity capital | 11,645,000 | 11,951,000 | 11,981,000 | 11,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,525,000 | 3,659,000 | 4,647,000 |
| Interest expense | 2,000 | 3,000 | 4,000 | 6,000 |
| Net interest income | 1,041,000 | 2,522,000 | 3,655,000 | 4,641,000 |
| Noninterest income | 483,000 | 895,000 | 1,328,000 | 1,722,000 |
| Noninterest expense | 1,402,000 | 2,833,000 | 4,139,000 | 5,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 573,000 | 816,000 | 864,000 |
| Income tax | 29,000 | 149,000 | 210,000 | 222,000 |
| Net income | 85,000 | 424,000 | 606,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,652,000 | 11,942,000 | 12,098,000 | 12,110,000 |
| Total capital | — | — | — | 12,936,000 |
| Risk-weighted assets | — | — | — | 65,965,000 |