Call reports 2020
EVERGREEN NATIONAL BANK — 2020
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 116,655,000 | 131,018,000 | 135,261,000 | 137,525,000 |
| Total loans | 63,740,000 | 80,065,000 | 81,704,000 | 68,074,000 |
| Allowance for loan losses | 726,000 | 727,000 | 901,000 | 901,000 |
| Securities available for sale | 33,031,000 | 26,464,000 | 21,370,000 | 26,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,683,000 | 119,063,000 | 123,221,000 | 125,332,000 |
| Interest-bearing deposits | 33,572,000 | 37,618,000 | 38,199,000 | 39,889,000 |
| Noninterest-bearing deposits | 71,111,000 | 81,445,000 | 85,022,000 | 85,443,000 |
| Equity capital | 11,654,000 | 11,663,000 | 11,734,000 | 11,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,152,000 | 3,478,000 | 4,803,000 |
| Interest expense | 6,000 | 10,000 | 11,000 | 15,000 |
| Net interest income | 1,123,000 | 2,142,000 | 3,467,000 | 4,788,000 |
| Noninterest income | 510,000 | 937,000 | 1,443,000 | 2,120,000 |
| Noninterest expense | 1,473,000 | 2,875,000 | 4,347,000 | 6,088,000 |
| Provision for loan losses | 0 | 0 | 175,000 | 175,000 |
| Pretax income | 169,000 | 339,000 | 525,000 | 782,000 |
| Income tax | 43,000 | 88,000 | 135,000 | 201,000 |
| Net income | 126,000 | 251,000 | 390,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,213,000 | 11,313,000 | 11,426,000 | 11,567,000 |