Call reports 2019
EVERGREEN NATIONAL BANK — 2019
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 112,161,000 | 113,432,000 | 118,390,000 | 120,268,000 |
| Total loans | 67,062,000 | 64,731,000 | 63,194,000 | 63,938,000 |
| Allowance for loan losses | 727,000 | 722,000 | 736,000 | 737,000 |
| Securities available for sale | 29,211,000 | 29,518,000 | 29,532,000 | 29,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,446,000 | 102,356,000 | 107,083,000 | 108,754,000 |
| Interest-bearing deposits | 33,587,000 | 32,448,000 | 33,615,000 | 33,394,000 |
| Noninterest-bearing deposits | 67,859,000 | 69,908,000 | 73,468,000 | 75,360,000 |
| Equity capital | 10,380,000 | 10,788,000 | 10,984,000 | 11,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,353,000 | 3,496,000 | 4,637,000 |
| Interest expense | 7,000 | 12,000 | 20,000 | 27,000 |
| Net interest income | 1,155,000 | 2,341,000 | 3,476,000 | 4,610,000 |
| Noninterest income | 217,000 | 626,000 | 1,117,000 | 1,493,000 |
| Noninterest expense | 1,188,000 | 2,554,000 | 3,951,000 | 5,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 413,000 | 642,000 | 764,000 |
| Income tax | 47,000 | 106,000 | 165,000 | 60,000 |
| Net income | 137,000 | 307,000 | 477,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,707,000 | 10,899,000 | 11,042,000 | 11,086,000 |
| Total capital | 11,481,000 | 11,661,000 | 11,781,000 | 11,835,000 |
| Risk-weighted assets | 61,925,000 | 60,953,000 | 59,035,000 | 59,866,000 |