Call reports 2018
EVERGREEN NATIONAL BANK — 2018
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 110,959,000 | 108,370,000 | 115,542,000 | 114,609,000 |
| Total loans | 68,464,000 | 69,919,000 | 69,747,000 | 68,442,000 |
| Allowance for loan losses | 759,000 | 759,000 | 749,000 | 749,000 |
| Securities available for sale | 33,956,000 | 28,853,000 | 29,730,000 | 29,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,355,000 | 98,718,000 | 105,514,000 | 104,193,000 |
| Interest-bearing deposits | 34,154,000 | 32,937,000 | 34,508,000 | 32,833,000 |
| Noninterest-bearing deposits | 67,201,000 | 65,781,000 | 71,006,000 | 71,360,000 |
| Equity capital | 9,343,000 | 9,417,000 | 9,688,000 | 10,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,170,000 | 3,476,000 | 4,590,000 |
| Interest expense | 5,000 | 11,000 | 18,000 | 25,000 |
| Net interest income | 1,045,000 | 2,159,000 | 3,458,000 | 4,565,000 |
| Noninterest income | 185,000 | 440,000 | 753,000 | 1,071,000 |
| Noninterest expense | 1,146,000 | 2,332,000 | 3,516,000 | 4,699,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 34,000 | 217,000 | 645,000 | 896,000 |
| Income tax | 9,000 | 57,000 | 168,000 | 230,000 |
| Net income | 25,000 | 160,000 | 477,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,678,000 | 9,863,000 | 10,295,000 | 10,526,000 |
| Total capital | 10,468,000 | 10,672,000 | 11,104,000 | 11,299,000 |
| Risk-weighted assets | 63,197,000 | 64,734,000 | 64,698,000 | 61,816,000 |