Call reports 2017
EVERGREEN NATIONAL BANK — 2017
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 108,105,000 | 107,283,000 | 109,779,000 | 110,590,000 |
| Total loans | 57,575,000 | 58,725,000 | 65,238,000 | 69,228,000 |
| Allowance for loan losses | 705,000 | 708,000 | 707,000 | 709,000 |
| Securities available for sale | 35,517,000 | 33,655,000 | 34,577,000 | 34,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,192,000 | 97,219,000 | 99,608,000 | 100,802,000 |
| Interest-bearing deposits | 35,204,000 | 34,559,000 | 35,279,000 | 34,232,000 |
| Noninterest-bearing deposits | 62,988,000 | 62,660,000 | 64,329,000 | 66,570,000 |
| Equity capital | 9,679,000 | 9,861,000 | 9,936,000 | 9,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,799,000 | 2,805,000 | 3,861,000 |
| Interest expense | 2,000 | 3,000 | 4,000 | 6,000 |
| Net interest income | 879,000 | 1,796,000 | 2,801,000 | 3,855,000 |
| Noninterest income | 220,000 | 423,000 | 628,000 | 824,000 |
| Noninterest expense | 1,044,000 | 2,049,000 | 3,100,000 | 4,306,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 190,000 | 349,000 | 393,000 |
| Income tax | 21,000 | 74,000 | 136,000 | 254,000 |
| Net income | 34,000 | 116,000 | 213,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,378,000 | 9,512,000 | 9,669,000 | 9,671,000 |
| Total capital | 10,052,000 | 10,205,000 | 10,421,000 | 10,460,000 |
| Risk-weighted assets | 53,656,000 | 55,296,000 | 60,070,000 | 63,053,000 |