Call reports 2016
EVERGREEN NATIONAL BANK — 2016
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 107,910,000 | 105,599,000 | 110,203,000 | 108,554,000 |
| Total loans | 53,438,000 | 58,893,000 | 56,524,000 | 58,318,000 |
| Allowance for loan losses | 761,000 | 698,000 | 709,000 | 709,000 |
| Securities available for sale | 27,535,000 | 22,713,000 | 33,128,000 | 33,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,925,000 | 95,484,000 | 100,019,000 | 98,786,000 |
| Interest-bearing deposits | 36,115,000 | 35,190,000 | 34,732,000 | 36,266,000 |
| Noninterest-bearing deposits | 61,810,000 | 60,294,000 | 65,287,000 | 62,520,000 |
| Equity capital | 9,751,000 | 9,921,000 | 9,960,000 | 9,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,654,000 | 2,624,000 | 3,509,000 |
| Interest expense | 2,000 | 3,000 | 4,000 | 6,000 |
| Net interest income | 811,000 | 1,651,000 | 2,620,000 | 3,503,000 |
| Noninterest income | 194,000 | 413,000 | 638,000 | 850,000 |
| Noninterest expense | 999,000 | 1,985,000 | 3,051,000 | 4,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 248,000 | 376,000 | 450,000 |
| Income tax | 60,000 | 96,000 | 146,000 | 175,000 |
| Net income | 94,000 | 152,000 | 230,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,032,000 | 9,125,000 | 9,253,000 | 9,325,000 |
| Total capital | 9,650,000 | 9,791,000 | 9,906,000 | 10,009,000 |
| Risk-weighted assets | 48,986,000 | 52,919,000 | 51,826,000 | 54,312,000 |