Call reports 2015
EVERGREEN NATIONAL BANK — 2015
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,106,000 | 101,086,000 | 104,520,000 | 107,507,000 |
| Total loans | 57,052,000 | 55,535,000 | 55,983,000 | 55,019,000 |
| Allowance for loan losses | 743,000 | 758,000 | 760,000 | 757,000 |
| Securities available for sale | 22,338,000 | 24,264,000 | 27,415,000 | 30,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,268,000 | 91,278,000 | 94,657,000 | 97,709,000 |
| Interest-bearing deposits | 35,354,000 | 34,632,000 | 34,856,000 | 35,122,000 |
| Noninterest-bearing deposits | 56,914,000 | 56,646,000 | 59,801,000 | 62,587,000 |
| Equity capital | 9,575,000 | 9,572,000 | 9,606,000 | 9,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,646,000 | 2,462,000 | 3,317,000 |
| Interest expense | 2,000 | 3,000 | 4,000 | 5,000 |
| Net interest income | 822,000 | 1,643,000 | 2,458,000 | 3,312,000 |
| Noninterest income | 212,000 | 446,000 | 549,000 | 774,000 |
| Noninterest expense | 998,000 | 1,999,000 | 3,015,000 | 4,022,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 90,000 | -8,000 | 108,000 |
| Income tax | 14,000 | 35,000 | -4,000 | 43,000 |
| Net income | 22,000 | 55,000 | -4,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,793,000 | 8,826,000 | 8,766,000 | 8,832,000 |
| Total capital | 9,460,000 | 9,527,000 | 9,422,000 | 9,469,000 |
| Risk-weighted assets | 53,251,000 | 52,038,000 | 51,795,000 | 50,285,000 |