Call reports 2014
EVERGREEN NATIONAL BANK — 2014
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 106,425,000 | 95,422,000 | 99,576,000 | 100,477,000 |
| Total loans | 49,777,000 | 53,030,000 | 55,978,000 | 57,550,000 |
| Allowance for loan losses | 669,000 | 721,000 | 735,000 | 737,000 |
| Securities available for sale | 39,903,000 | 30,329,000 | 20,003,000 | 20,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,377,000 | 86,393,000 | 90,234,000 | 90,771,000 |
| Interest-bearing deposits | 39,987,000 | 33,373,000 | 33,287,000 | 34,965,000 |
| Noninterest-bearing deposits | 57,390,000 | 53,020,000 | 56,947,000 | 55,806,000 |
| Equity capital | 8,684,000 | 8,789,000 | 9,107,000 | 9,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,609,000 | 2,467,000 | 3,335,000 |
| Interest expense | 2,000 | 3,000 | 5,000 | 6,000 |
| Net interest income | 766,000 | 1,606,000 | 2,462,000 | 3,329,000 |
| Noninterest income | 224,000 | 410,000 | 707,000 | 1,026,000 |
| Noninterest expense | 1,052,000 | 2,141,000 | 3,179,000 | 4,258,000 |
| Provision for loan losses | 0 | 215,000 | 215,000 | 215,000 |
| Pretax income | -62,000 | -334,000 | -144,000 | 89,000 |
| Income tax | -24,000 | -129,000 | -55,000 | 35,000 |
| Net income | -38,000 | -205,000 | -89,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,707,000 | 8,478,000 | 8,598,000 | 8,734,000 |
| Total capital | 9,309,000 | 9,090,000 | 9,226,000 | 9,370,000 |
| Risk-weighted assets | 47,926,000 | 48,795,000 | 50,010,000 | 50,682,000 |