Call reports 2013
EVERGREEN NATIONAL BANK — 2013
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 100,310,000 | 100,011,000 | 104,538,000 | 108,485,000 |
| Total loans | 39,862,000 | 44,169,000 | 46,881,000 | 47,469,000 |
| Allowance for loan losses | 777,000 | 614,000 | 650,000 | 661,000 |
| Securities available for sale | 41,844,000 | 39,932,000 | 39,759,000 | 39,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,872,000 | 90,964,000 | 95,480,000 | 99,769,000 |
| Interest-bearing deposits | 42,210,000 | 42,062,000 | 41,694,000 | 42,810,000 |
| Noninterest-bearing deposits | 48,662,000 | 48,902,000 | 53,786,000 | 56,959,000 |
| Equity capital | 9,156,000 | 8,822,000 | 8,706,000 | 8,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,336,000 | 2,113,000 | 2,855,000 |
| Interest expense | 2,000 | 4,000 | 4,000 | 7,000 |
| Net interest income | 631,000 | 1,332,000 | 2,109,000 | 2,848,000 |
| Noninterest income | 215,000 | 427,000 | 688,000 | 901,000 |
| Noninterest expense | 1,046,000 | 2,075,000 | 3,129,000 | 4,216,000 |
| Provision for loan losses | 0 | -150,000 | -150,000 | -150,000 |
| Pretax income | -177,000 | 568,000 | 552,000 | 417,000 |
| Income tax | -68,000 | 219,000 | 214,000 | 161,000 |
| Net income | -109,000 | 349,000 | 338,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,243,000 | 8,997,000 | 9,086,000 | 8,746,000 |
| Total capital | 8,765,000 | 9,533,000 | 9,646,000 | 9,325,000 |
| Risk-weighted assets | 41,345,000 | 42,786,000 | 45,047,000 | 46,023,000 |