Call reports 2011
EVERGREEN NATIONAL BANK — 2011
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 96,823,000 | 96,732,000 | 98,984,000 | 99,768,000 |
| Total loans | 41,134,000 | 37,116,000 | 35,506,000 | 34,390,000 |
| Allowance for loan losses | 1,837,000 | 1,564,000 | 1,337,000 | 1,268,000 |
| Securities available for sale | 39,266,000 | 30,329,000 | 40,692,000 | 24,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,517,000 | 86,826,000 | 88,833,000 | 89,852,000 |
| Interest-bearing deposits | 48,199,000 | 37,367,000 | 46,133,000 | 45,443,000 |
| Noninterest-bearing deposits | 39,318,000 | 49,459,000 | 42,700,000 | 44,409,000 |
| Equity capital | 9,047,000 | 9,730,000 | 9,972,000 | 9,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,503,000 | 2,164,000 | 2,767,000 |
| Interest expense | 14,000 | 26,000 | 38,000 | 47,000 |
| Net interest income | 752,000 | 1,477,000 | 2,126,000 | 2,720,000 |
| Noninterest income | 220,000 | 397,000 | 640,000 | 596,000 |
| Noninterest expense | 1,386,000 | 2,559,000 | 3,707,000 | 4,711,000 |
| Provision for loan losses | 0 | -250,000 | -450,000 | -450,000 |
| Pretax income | -414,000 | -321,000 | -276,000 | -79,000 |
| Income tax | -236,000 | -197,000 | -179,000 | -122,000 |
| Net income | -178,000 | -124,000 | -97,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,898,000 | 8,845,000 | 8,944,000 | 8,936,000 |
| Total capital | 9,495,000 | 9,395,000 | 9,465,000 | 9,444,000 |
| Risk-weighted assets | 46,864,000 | 42,341,000 | 40,746,000 | 39,566,000 |