Call reports 2010
EVERGREEN NATIONAL BANK — 2010
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 77,481,000 | 74,271,000 | 99,410,000 | 98,189,000 |
| Total loans | 44,791,000 | 43,081,000 | 48,688,000 | 43,614,000 |
| Allowance for loan losses | 2,315,000 | 2,266,000 | 2,620,000 | 2,187,000 |
| Securities available for sale | 21,350,000 | 15,406,000 | 23,275,000 | 32,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,553,000 | 66,187,000 | 89,450,000 | 88,455,000 |
| Interest-bearing deposits | 35,877,000 | 36,877,000 | 44,203,000 | 47,246,000 |
| Noninterest-bearing deposits | 33,676,000 | 29,310,000 | 45,247,000 | 41,209,000 |
| Equity capital | 7,324,000 | 7,473,000 | 9,380,000 | 9,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,453,000 | 2,620,000 | 3,365,000 |
| Interest expense | 47,000 | 65,000 | 105,000 | 122,000 |
| Net interest income | 730,000 | 1,388,000 | 2,515,000 | 3,243,000 |
| Noninterest income | 151,000 | 335,000 | 578,000 | 853,000 |
| Noninterest expense | 933,000 | 1,775,000 | 3,632,000 | 4,905,000 |
| Provision for loan losses | 177,000 | 227,000 | 882,000 | 483,000 |
| Pretax income | -137,000 | -101,000 | -571,000 | -442,000 |
| Income tax | -61,000 | -59,000 | -251,000 | -300,000 |
| Net income | -76,000 | -42,000 | -320,000 | -142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,314,000 | 7,382,000 | 9,271,000 | 8,843,000 |
| Total capital | 7,936,000 | 7,979,000 | 9,937,000 | 9,517,000 |
| Risk-weighted assets | 47,900,000 | 45,927,000 | 54,328,000 | 52,318,000 |