Call reports 2009
EVERGREEN NATIONAL BANK — 2009
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 96,969,000 | 95,464,000 | 93,526,000 | 87,027,000 |
| Total loans | 50,046,000 | 50,056,000 | 48,632,000 | 47,119,000 |
| Allowance for loan losses | 863,000 | 986,000 | 1,646,000 | 2,476,000 |
| Securities available for sale | 32,611,000 | 32,815,000 | 29,505,000 | 27,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,019,000 | 86,934,000 | 84,866,000 | 79,256,000 |
| Interest-bearing deposits | 59,527,000 | 57,283,000 | 50,283,000 | 43,909,000 |
| Noninterest-bearing deposits | 28,492,000 | 29,651,000 | 34,583,000 | 35,347,000 |
| Equity capital | 8,154,000 | 8,067,000 | 8,163,000 | 7,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 2,028,000 | 2,947,000 | 3,844,000 |
| Interest expense | 250,000 | 444,000 | 597,000 | 709,000 |
| Net interest income | 767,000 | 1,584,000 | 2,350,000 | 3,135,000 |
| Noninterest income | 189,000 | 383,000 | 591,000 | 625,000 |
| Noninterest expense | 911,000 | 1,817,000 | 2,744,000 | 3,761,000 |
| Provision for loan losses | 230,000 | 915,000 | 1,890,000 | 3,649,000 |
| Pretax income | -185,000 | -185,000 | -678,000 | -2,630,000 |
| Income tax | -79,000 | -80,000 | -264,000 | -965,000 |
| Net income | -106,000 | -105,000 | -414,000 | -1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,423,000 | 7,958,000 | 8,176,000 | 7,107,000 |
| Total capital | 8,140,000 | 8,667,000 | 8,851,000 | 7,751,000 |
| Risk-weighted assets | 57,176,000 | 56,466,000 | 53,016,000 | 49,930,000 |