Call reports 2007
EVERGREEN NATIONAL BANK — 2007
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 86,823,000 | 83,709,000 | 84,637,000 | 84,068,000 |
| Total loans | 37,738,000 | 38,172,000 | 39,299,000 | 41,791,000 |
| Allowance for loan losses | 697,000 | 644,000 | 632,000 | 629,000 |
| Securities available for sale | 24,429,000 | 28,087,000 | 34,958,000 | 29,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,033,000 | 76,057,000 | 76,710,000 | 75,893,000 |
| Interest-bearing deposits | 50,959,000 | 50,434,000 | 47,776,000 | 42,955,000 |
| Noninterest-bearing deposits | 28,074,000 | 25,623,000 | 28,934,000 | 32,938,000 |
| Equity capital | 6,786,000 | 6,710,000 | 7,039,000 | 7,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,475,000 | 3,842,000 | 5,119,000 |
| Interest expense | 408,000 | 831,000 | 1,238,000 | 1,641,000 |
| Net interest income | 869,000 | 1,644,000 | 2,604,000 | 3,478,000 |
| Noninterest income | 173,000 | 371,000 | 647,000 | 843,000 |
| Noninterest expense | 836,000 | 1,668,000 | 2,548,000 | 3,427,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 206,000 | 347,000 | 703,000 | 894,000 |
| Income tax | 76,000 | 133,000 | 265,000 | 306,000 |
| Net income | 130,000 | 214,000 | 438,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,823,000 | 6,786,000 | 6,930,000 | 7,071,000 |
| Total capital | 7,461,000 | 7,430,000 | 7,562,000 | 7,700,000 |
| Risk-weighted assets | 51,005,000 | 53,485,000 | 52,738,000 | 54,151,000 |