Call reports 2006
EVERGREEN NATIONAL BANK — 2006
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 77,733,000 | 76,220,000 | 81,554,000 | 83,256,000 |
| Total loans | 38,883,000 | 38,928,000 | 39,126,000 | 37,102,000 |
| Allowance for loan losses | 766,000 | 733,000 | 723,000 | 716,000 |
| Securities available for sale | 22,032,000 | 21,686,000 | 19,541,000 | 17,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,551,000 | 68,980,000 | 73,963,000 | 75,593,000 |
| Interest-bearing deposits | 41,431,000 | 42,245,000 | 42,838,000 | 41,987,000 |
| Noninterest-bearing deposits | 29,120,000 | 26,735,000 | 31,125,000 | 33,606,000 |
| Equity capital | 6,363,000 | 6,385,000 | 6,602,000 | 6,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,028,000 | 3,284,000 | 4,510,000 |
| Interest expense | 258,000 | 550,000 | 894,000 | 1,274,000 |
| Net interest income | 753,000 | 1,478,000 | 2,390,000 | 3,236,000 |
| Noninterest income | 168,000 | 353,000 | 542,000 | 711,000 |
| Noninterest expense | 746,000 | 1,547,000 | 2,319,000 | 3,138,000 |
| Provision for loan losses | 29,000 | 0 | 0 | 0 |
| Pretax income | 146,000 | 284,000 | 613,000 | 809,000 |
| Income tax | 52,000 | 103,000 | 225,000 | 297,000 |
| Net income | 94,000 | 181,000 | 388,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,363,000 | 6,385,000 | 6,602,000 | 6,765,000 |
| Total capital | 6,988,000 | 7,023,000 | 7,231,000 | 7,389,000 |
| Risk-weighted assets | 49,866,000 | 51,037,000 | 50,858,000 | 49,868,000 |