Call reports 2002
EVERGREEN NATIONAL BANK — 2002
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 72,425,000 | 73,619,000 | 73,962,000 | 78,625,000 |
| Total loans | 32,385,000 | 35,422,000 | 34,424,000 | 33,736,000 |
| Allowance for loan losses | 503,000 | 518,000 | 513,000 | 512,000 |
| Securities available for sale | 1,708,000 | 1,753,000 | 1,818,000 | 1,816,000 |
| Securities held to maturity | 21,826,000 | 22,041,000 | 21,732,000 | 23,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,322,000 | 67,514,000 | 67,801,000 | 72,213,000 |
| Interest-bearing deposits | 44,200,000 | 45,170,000 | 43,981,000 | 48,045,000 |
| Noninterest-bearing deposits | 22,122,000 | 22,344,000 | 23,820,000 | 24,168,000 |
| Equity capital | 5,716,000 | 5,821,000 | 5,960,000 | 6,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 977,000 | 1,950,000 | 2,926,000 | 3,863,000 |
| Interest expense | 254,000 | 494,000 | 731,000 | 938,000 |
| Net interest income | 723,000 | 1,456,000 | 2,195,000 | 2,925,000 |
| Noninterest income | 192,000 | 388,000 | 606,000 | 816,000 |
| Noninterest expense | 652,000 | 1,318,000 | 1,995,000 | 2,688,000 |
| Provision for loan losses | 0 | 33,000 | 54,000 | 54,000 |
| Pretax income | 263,000 | 493,000 | 752,000 | 999,000 |
| Income tax | 90,000 | 170,000 | 259,000 | 344,000 |
| Net income | 173,000 | 323,000 | 493,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,716,000 | 5,804,000 | 5,948,000 | 6,034,000 |
| Total capital | 6,185,000 | 6,306,000 | 6,459,000 | 6,579,000 |
| Risk-weighted assets | 37,466,000 | 40,125,000 | 40,257,000 | 42,957,000 |