Call reports 2001
EVERGREEN NATIONAL BANK — 2001
What EVERGREEN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 67,720,000 | 67,348,000 | 69,459,000 | 71,535,000 |
| Total loans | 33,715,000 | 37,022,000 | 34,637,000 | 33,758,000 |
| Allowance for loan losses | 449,000 | 510,000 | 509,000 | 505,000 |
| Securities available for sale | 1,724,000 | 1,705,000 | 1,765,000 | 1,730,000 |
| Securities held to maturity | 17,385,000 | 16,939,000 | 16,970,000 | 18,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,946,000 | 61,618,000 | 63,484,000 | 65,501,000 |
| Interest-bearing deposits | 42,759,000 | 40,351,000 | 42,331,000 | 43,630,000 |
| Noninterest-bearing deposits | 19,187,000 | 21,267,000 | 21,153,000 | 21,871,000 |
| Equity capital | 5,227,000 | 5,361,000 | 5,560,000 | 5,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,321,000 | 3,457,000 | 4,484,000 |
| Interest expense | 425,000 | 759,000 | 1,076,000 | 1,348,000 |
| Net interest income | 747,000 | 1,562,000 | 2,381,000 | 3,136,000 |
| Noninterest income | 187,000 | 390,000 | 562,000 | 758,000 |
| Noninterest expense | 630,000 | 1,270,000 | 1,927,000 | 2,638,000 |
| Provision for loan losses | 26,000 | 87,000 | 87,000 | 87,000 |
| Pretax income | 278,000 | 595,000 | 929,000 | 1,169,000 |
| Income tax | 95,000 | 201,000 | 315,000 | 396,000 |
| Net income | 183,000 | 394,000 | 614,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,227,000 | 5,363,000 | 5,548,000 | 5,610,000 |
| Total capital | 5,676,000 | 5,836,000 | 6,019,000 | 6,115,000 |
| Risk-weighted assets | 36,580,000 | 37,789,000 | 37,670,000 | 48,643,000 |