Call reports 2026
PEOPLES BANK OF GRACEVILLE — 2026
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 117,984,000 | 115,781,000 |
| Total loans | 41,262,000 | 42,707,000 |
| Allowance for loan losses | 378,000 | 378,000 |
| Securities available for sale | 19,165,000 | 20,174,000 |
| Securities held to maturity | 49,361,000 | 49,143,000 |
| Trading assets | 0 | 0 |
| Total deposits | 109,193,000 | 106,527,000 |
| Interest-bearing deposits | 87,856,000 | 84,143,000 |
| Noninterest-bearing deposits | 21,337,000 | 22,384,000 |
| Equity capital | 8,181,000 | 8,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,181,000 | 2,402,000 |
| Interest expense | 491,000 | 983,000 |
| Net interest income | 690,000 | 1,419,000 |
| Noninterest income | 87,000 | 181,000 |
| Noninterest expense | 497,000 | 1,008,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 280,000 | 592,000 |
| Income tax | 0 | 0 |
| Net income | 280,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,187,000 | 12,385,000 |
| Total capital | 12,601,000 | 12,798,000 |
| Risk-weighted assets | 41,460,000 | 40,990,000 |