Call reports 2024
PEOPLES BANK OF GRACEVILLE — 2024
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 119,855,000 | 117,782,000 | 116,868,000 | 114,044,000 |
| Total loans | 40,645,000 | 40,512,000 | 39,363,000 | 39,783,000 |
| Allowance for loan losses | 378,000 | 378,000 | 372,000 | 373,000 |
| Securities available for sale | 16,750,000 | 16,243,000 | 16,749,000 | 17,875,000 |
| Securities held to maturity | 51,861,000 | 51,591,000 | 51,140,000 | 50,985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,776,000 | 111,150,000 | 109,573,000 | 106,220,000 |
| Interest-bearing deposits | 88,321,000 | 87,453,000 | 85,284,000 | 83,213,000 |
| Noninterest-bearing deposits | 25,455,000 | 23,697,000 | 24,289,000 | 23,007,000 |
| Equity capital | 5,499,000 | 5,978,000 | 6,673,000 | 6,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,291,000 | 3,438,000 | 4,567,000 |
| Interest expense | 522,000 | 1,073,000 | 1,627,000 | 2,144,000 |
| Net interest income | 603,000 | 1,218,000 | 1,811,000 | 2,423,000 |
| Noninterest income | 79,000 | 156,000 | 235,000 | 310,000 |
| Noninterest expense | 470,000 | 945,000 | 1,423,000 | 1,903,000 |
| Provision for loan losses | 0 | 0 | -5,000 | -5,000 |
| Pretax income | 212,000 | 429,000 | 623,000 | 830,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 429,000 | 623,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,975,000 | 12,077,000 | 12,158,000 | 11,931,000 |
| Total capital | 12,388,000 | 12,490,000 | 12,565,000 | 12,339,000 |
| Risk-weighted assets | 40,935,000 | 41,037,000 | 40,512,000 | 41,198,000 |