Call reports 2023
PEOPLES BANK OF GRACEVILLE — 2023
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 115,727,000 | 119,702,000 | 113,675,000 | 116,261,000 |
| Total loans | 38,571,000 | 38,211,000 | 39,409,000 | 39,172,000 |
| Allowance for loan losses | 375,000 | 374,000 | 373,000 | 382,000 |
| Securities available for sale | 15,955,000 | 15,376,000 | 15,291,000 | 17,921,000 |
| Securities held to maturity | 52,864,000 | 52,635,000 | 52,267,000 | 52,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,975,000 | 114,668,000 | 108,427,000 | 110,064,000 |
| Interest-bearing deposits | 84,963,000 | 89,098,000 | 83,571,000 | 86,599,000 |
| Noninterest-bearing deposits | 26,012,000 | 25,570,000 | 24,856,000 | 23,465,000 |
| Equity capital | 4,283,000 | 4,519,000 | 4,718,000 | 5,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,027,000 | 3,083,000 | 4,163,000 |
| Interest expense | 299,000 | 648,000 | 1,059,000 | 1,565,000 |
| Net interest income | 699,000 | 1,379,000 | 2,024,000 | 2,598,000 |
| Noninterest income | 75,000 | 148,000 | 225,000 | 321,000 |
| Noninterest expense | 444,000 | 890,000 | 1,333,000 | 1,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 325,000 | 632,000 | 911,000 | 1,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 632,000 | 911,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,843,000 | 11,998,000 | 12,123,000 | 11,875,000 |
| Total capital | 12,248,000 | 12,402,000 | 12,526,000 | 12,287,000 |
| Risk-weighted assets | 38,260,000 | 39,269,000 | 40,011,000 | 40,132,000 |