Call reports 2022
PEOPLES BANK OF GRACEVILLE — 2022
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 113,804,000 | 113,192,000 | 113,039,000 | 115,513,000 |
| Total loans | 33,452,000 | 34,068,000 | 37,973,000 | 38,666,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 400,000 |
| Securities available for sale | 73,501,000 | 69,304,000 | 15,632,000 | 16,671,000 |
| Securities held to maturity | 0 | 0 | 53,426,000 | 53,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,827,000 | 109,912,000 | 108,579,000 | 110,797,000 |
| Interest-bearing deposits | 75,453,000 | 80,335,000 | 78,075,000 | 80,879,000 |
| Noninterest-bearing deposits | 29,374,000 | 29,577,000 | 30,504,000 | 29,918,000 |
| Equity capital | 7,133,000 | 2,902,000 | 3,825,000 | 3,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,688,000 | 2,613,000 | 3,553,000 |
| Interest expense | 100,000 | 197,000 | 316,000 | 491,000 |
| Net interest income | 734,000 | 1,491,000 | 2,297,000 | 3,062,000 |
| Noninterest income | 72,000 | 145,000 | 219,000 | 296,000 |
| Noninterest expense | 444,000 | 898,000 | 1,342,000 | 1,855,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | 351,000 | 727,000 | 1,165,000 | 1,501,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 351,000 | 727,000 | 1,165,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,640,000 | 11,863,000 | 12,149,000 | 11,671,000 |
| Total capital | 12,040,000 | 12,263,000 | 12,549,000 | 12,071,000 |
| Risk-weighted assets | 36,839,000 | 37,094,000 | 38,271,000 | 41,523,000 |