Call reports 2021
PEOPLES BANK OF GRACEVILLE — 2021
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 119,014,000 | 125,466,000 | 121,424,000 | 120,691,000 |
| Total loans | 43,398,000 | 43,398,000 | 39,094,000 | 33,536,000 |
| Allowance for loan losses | 401,000 | 401,000 | 400,000 | 400,000 |
| Securities available for sale | 65,745,000 | 67,256,000 | 70,330,000 | 75,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,602,000 | 112,214,000 | 107,841,000 | 107,720,000 |
| Interest-bearing deposits | 74,375,000 | 71,150,000 | 72,249,000 | 75,886,000 |
| Noninterest-bearing deposits | 32,227,000 | 41,064,000 | 35,592,000 | 31,834,000 |
| Equity capital | 12,065,000 | 12,785,000 | 13,080,000 | 11,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,993,000 | 3,125,000 | 4,181,000 |
| Interest expense | 159,000 | 299,000 | 426,000 | 540,000 |
| Net interest income | 710,000 | 1,694,000 | 2,699,000 | 3,641,000 |
| Noninterest income | 69,000 | 141,000 | 213,000 | 284,000 |
| Noninterest expense | 428,000 | 996,000 | 1,514,000 | 2,123,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 1,000 |
| Pretax income | 349,000 | 836,000 | 1,392,000 | 1,800,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 349,000 | 836,000 | 1,392,000 | 1,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,431,000 | 11,678,000 | 11,994,000 | 11,442,000 |
| Total capital | 11,832,000 | 12,079,000 | 12,394,000 | 11,842,000 |
| Risk-weighted assets | 34,622,000 | 36,309,000 | 36,906,000 | 33,281,000 |