Call reports 2020
PEOPLES BANK OF GRACEVILLE — 2020
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 104,178,000 | 109,530,000 | 108,054,000 | 112,029,000 |
| Total loans | 41,200,000 | 43,938,000 | 44,186,000 | 42,184,000 |
| Allowance for loan losses | 400,000 | 400,000 | 400,000 | 401,000 |
| Securities available for sale | 52,702,000 | 54,257,000 | 54,735,000 | 56,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,701,000 | 95,785,000 | 93,888,000 | 97,878,000 |
| Interest-bearing deposits | 67,073,000 | 69,181,000 | 68,046,000 | 67,025,000 |
| Noninterest-bearing deposits | 24,628,000 | 26,604,000 | 25,842,000 | 30,853,000 |
| Equity capital | 12,103,000 | 13,342,000 | 13,747,000 | 13,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,698,000 | 2,584,000 | 3,410,000 |
| Interest expense | 201,000 | 399,000 | 589,000 | 765,000 |
| Net interest income | 643,000 | 1,299,000 | 1,995,000 | 2,645,000 |
| Noninterest income | 84,000 | 145,000 | 217,000 | 288,000 |
| Noninterest expense | 424,000 | 845,000 | 1,269,000 | 1,701,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 304,000 | 603,000 | 946,000 | 1,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 603,000 | 946,000 | 1,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,349,000 | 11,505,000 | 11,708,000 | 11,242,000 |
| Total capital | 11,749,000 | 11,905,000 | 12,071,000 | 11,608,000 |
| Risk-weighted assets | 55,775,000 | 32,968,000 | 29,041,000 | 29,270,000 |