Call reports 2019
PEOPLES BANK OF GRACEVILLE — 2019
What PEOPLES BANK OF GRACEVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 98,198,000 | 97,921,000 | 95,322,000 | 99,056,000 |
| Total loans | 41,211,000 | 41,549,000 | 42,344,000 | 42,211,000 |
| Allowance for loan losses | 387,000 | 392,000 | 398,000 | 400,000 |
| Securities available for sale | 41,478,000 | 43,196,000 | 44,783,000 | 48,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,824,000 | 85,571,000 | 82,721,000 | 86,383,000 |
| Interest-bearing deposits | 63,555,000 | 62,498,000 | 60,084,000 | 62,780,000 |
| Noninterest-bearing deposits | 23,269,000 | 23,073,000 | 22,637,000 | 23,603,000 |
| Equity capital | 11,040,000 | 11,949,000 | 12,202,000 | 11,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,703,000 | 2,524,000 | 3,382,000 |
| Interest expense | 165,000 | 346,000 | 544,000 | 743,000 |
| Net interest income | 691,000 | 1,357,000 | 1,980,000 | 2,639,000 |
| Noninterest income | 78,000 | 161,000 | 248,000 | 326,000 |
| Noninterest expense | 426,000 | 862,000 | 1,292,000 | 1,711,000 |
| Provision for loan losses | 0 | 5,000 | 11,000 | 26,000 |
| Pretax income | 343,000 | 651,000 | 946,000 | 1,250,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 343,000 | 651,000 | 946,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,331,000 | 11,501,000 | 11,659,000 | 11,182,000 |
| Total capital | 11,685,000 | 11,852,000 | 12,026,000 | 11,541,000 |
| Risk-weighted assets | 28,313,000 | 28,072,000 | 29,380,000 | 28,748,000 |